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Features

Payment Processing

Tillage integrates with Stripe to accept credit cards and bank transfers. Collect payments faster with one-click payment links and automated recurring billing.

Payment Methods

Credit and Debit Cards

Accept all major cards:

  • Visa
  • Mastercard
  • American Express
  • Discover
Processing fees: 2.9% + $0.30 per transaction

ACH Bank Transfers

Accept direct bank payments:

  • Lower processing fees
  • Higher success rates for large payments
  • 1-3 business days to process
Processing fees: 0.8% capped at $5 per transaction Example: For a $10,000 invoice, ACH fees are just $5 vs $290 for credit card.

Apple Pay & Google Pay

Available when paying on mobile devices via Stripe.

Setting Up Payments

Connect Your Stripe Account

  1. Go to Settings > Payments
  2. Click "Connect with Stripe"
  3. Complete Stripe's onboarding (about 5 minutes)
  4. Start accepting payments

For Free Plan Users

Tillage creates a Stripe Express account for you:

  • Quick setup process
  • 1% platform fee on payments
  • Daily payouts to your bank

For Premium Plan Users

Connect your existing Stripe account:

  • 0% platform fee
  • Full Stripe dashboard access
  • Funds go directly to your account

One-Click Payment Links

Every invoice includes a secure payment link:

  1. Client receives invoice email
  2. Clicks "Pay Invoice"
  3. Selects payment method (card or bank)
  4. Enters payment details (or uses saved method)
  5. Confirms payment
  6. Receives confirmation

No login required. Works on desktop and mobile.

Convenience Fees (Premium)

Pass processing costs to your clients:

How It Works

  1. Enable in Settings > Payments
  2. Set fee type (percentage or fixed)
  3. Configure rate (e.g., 3%)
  4. Client sees fee added to their total

Configuration Options

  • Team-wide setting - Apply to all invoices
  • Per-invoice override - Custom fee for specific invoices
  • Card-only - ACH payments are fee-free (lower cost anyway)

Client Experience

Client sees before paying:

Invoice Amount: $5,000.00
Processing Fee (3%): $150.00
Total Due: $5,150.00

Saved Payment Methods

Clients can save payment methods for faster checkout:

For Clients

  • Save credit/debit cards securely
  • Save bank accounts for ACH
  • Choose default payment method
  • Update or remove methods anytime

Security

  • Payment data stored securely by Stripe
  • PCI-compliant processing
  • Tillage never sees full card numbers
  • Consent tracking for saved methods

Automatic Payments

For recurring invoices, enable automatic charging:

Client Consent Levels

  • Never - Manual payment only
  • Recurring only - Auto-pay subscriptions
  • All invoices - Auto-pay everything

Safety Features

  • Maximum amount per invoice limit
  • Client controls their consent level
  • Can revoke anytime
  • Notification before charging

Payment Retry

When automatic payments fail:

Automatic Retry

  • Retries failed payments automatically
  • Configurable retry attempts (default: 3)
  • Increasing wait time between retries
  • Notification on retry success

Escalation

After max retries:

  • Invoice marked for manual intervention
  • Team notified via email
  • Client prompted to update payment method

Payment Status

Track payment progress:

  • Pending - Payment initiated
  • Processing - ACH payment in transit (1-3 days)
  • Succeeded - Payment complete
  • Failed - Payment declined or error

Fees and Payouts

What You Pay

Free Plan:
  • Stripe fees: 2.9% + $0.30 (card) or 0.8% capped at $5 (ACH)
  • Tillage fee: 1% of payment
Premium Plan:
  • Stripe fees: 2.9% + $0.30 (card) or 0.8% capped at $5 (ACH)
  • Tillage fee: 0%

Payout Schedule

  • Standard: 2 business days
  • Automatic daily payouts
  • View pending payouts in Stripe dashboard

Payment Notifications

For Your Team

Get notified when:

  • Payment is received
  • Payment fails
  • Client views invoice
  • Invoice becomes overdue

Configure notifications in Settings > Notifications.

For Clients

Clients receive:

  • Invoice email with payment link
  • Payment confirmation receipt
  • Reminder emails (if configured)

Manual Payment Recording

Record offline payments:

  1. Open the invoice
  2. Click "Mark as Paid"
  3. Select payment method (check, cash, wire, etc.)
  4. Enter payment date
  5. Add optional notes

Invoice updates to Paid status.

Refunds

Process refunds through Stripe:

  1. Log into Stripe Dashboard
  2. Find the payment
  3. Issue full or partial refund
  4. Tillage syncs the status

International Payments

Supported Currencies

Tillage supports multiple currencies:

  • USD, EUR, GBP, CAD, AUD, and more
  • Set in Settings > Business

International Card Fees

Additional 1.5% for cross-border transactions (Stripe fee).

Security

PCI Compliance

  • All payment data handled by Stripe
  • Tillage is PCI-compliant
  • No card numbers stored on Tillage servers

Encryption

  • Secure connections (HTTPS)
  • Encrypted data transmission
  • Secure token-based payment links

Fraud Protection

  • Stripe's built-in fraud detection
  • 3D Secure support for high-risk transactions
  • Suspicious activity monitoring
Related: Stripe Integration | Invoicing | Billing FAQ
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