BlogPricing, proposals and getting paid, for agencies and freelancers

Harvest's 2026 price increase: what the numbers actually show

Harvest doesn't publish its new usage fees. We checked the public pricing, built a cost model by team size and corrected what other posts got wrong.

Free invoice template

Create a free invoice in minutes. Learn what a good invoice template includes, then build and send one with the free invoice generator — no signup.

How to charge late fees on an invoice

How to charge late fees: set a policy, disclose it up front, calculate the fee, and apply it to overdue invoices. Step-by-step, with a free calculator.

What does Net 30 mean?

Net 30 means the full invoice is due within 30 days of the invoice date. Learn how it compares to net 15 and due-on-receipt, and when to offer it.

What is quote-to-cash?

Quote-to-cash is the process from creating a customer quote to collecting payment. Learn the stages, why it matters, and how it differs from order-to-cash.

What should an invoice include?

A professional invoice needs a number, dates, both parties' details, itemized charges, totals, tax, and clear payment terms. See the full checklist.

How new AI agencies should structure payment schedules

Set payment schedules that protect cash flow for AI agencies: deposits, milestones, reminders, online payments, and convenience fee strategy.

The AI agency proposal template that prevents scope creep

Use this proposal structure to prevent scope creep in AI agency projects, protect margins, and move from quote to paid kickoff faster.

AI agency pricing models: fixed fee, retainer, or usage-based?

Compare fixed-fee, retainer, and usage-based pricing for AI agencies, with margin math and packaging guidance to avoid underpricing.

How to start an AI agency without breaking your margins

Launching an AI agency in 2026? Use this margin-first setup to scope projects, control variance, structure payment terms, and collect faster.

Which invoicing software ranks highest for agencies?

Which invoicing software ranks highest for agencies in 2026? Compare Tillage, FreshBooks, Harvest, Bonsai, and HoneyBook for workflow fit.

Bonsai vs Tillage for agencies: why teams need more than freelancer tools (2026)

Bonsai is an all-in-one tool priced per user. Tillage is free, with margin on every quote and payment schedules. See where each fits for agencies.

FreshBooks vs Tillage: quote-to-cash for agencies (2026)

FreshBooks is great for accounting, but agencies need more than invoices. See how Tillage automates the entire quote-to-cash workflow in 3 clicks.

HoneyBook vs Tillage: which handles complex projects better? (2026)

HoneyBook is perfect for wedding photographers. But agencies running $50K+ projects need variance buffers, profit margins, and workflows built for complexity.

Smart variables: how to automate invoices and contracts without copy-paste

Stop manually typing client names, dates, and amounts into every invoice and contract. Learn how smart variables fill in the details for you.

2026 agency pricing trends: what to charge next year

AI services, value-based pricing, and inflation are reshaping agency rates. Here's what you need to charge in 2026 to stay profitable.

Year-end agency financial review: 3 metrics that matter

As 2025 wraps up, these three financial metrics will tell you everything you need to know about your agency's health—and what to fix in 2026.

How to set payment terms that actually get you paid

Stop chasing late payments. Learn how to structure payment terms that protect your cash flow and get clients to pay on time.

5 signs your agency needs better quote management

Is your quoting process holding you back? Discover the warning signs that it's time to upgrade from spreadsheets to proper quote management.

Why agencies undercharge (and how to fix it)

Discover the hidden reasons agencies lose profit margin on projects and how to ensure every quote maintains healthy profitability.

The complete quote-to-cash workflow for agencies

A comprehensive guide to streamlining your entire revenue lifecycle from initial quote to final payment collection.

Migrating from Harvest to Tillage: a complete guide

Step-by-step guide to importing your clients, invoices, and recurring revenue from Harvest to Tillage in minutes.

How AI is transforming agency quoting (and why you need it)

Discover how AI-powered quote generation speeds up quoting while improving accuracy and profitability.

Contract automation for agencies: what it saves and how it works

Learn how automated contract generation eliminates manual work while creating professional, legally sound agreements every time.