How the total is worked out
subtotal = sum of qty × rate
total = (subtotal − discount) + tax on the discounted amount
with the fee = (total + 0.30) ÷ (1 − 0.029)
Two lines at $1,500, a 10% discount and 8% tax: $3,000 − $300 = $2,700, plus $216 tax, is $2,916.00. If the client pays that by card, Stripe keeps $84.86 and you receive $2,831.14. Add the processing fee and the invoice becomes $3,003.40, so you receive the full $2,916.00. The Stripe fee calculator shows the same math for ACH.
Don’t undercharge
Enter what the job costs you to deliver and the generator shows your profit and margin as you type. Profit counts what you keep before tax, after any card fee you absorb. It’s the same idea as Tillage’s margin on every quote.
Or let Tillage send it
In Tillage, invoices come from approved quotes and billing schedules, clients pay by card or ACH from a payment page, and they can cover the fees. It’s $0/month.